• Personal “face-to-face” meetings are held in Melbourne to provide an analysis of lending requirements and options on what is available to meet these needs. Full report can be provided on request.
• Acting on clients’ behalf in professional negotiations with their current bank or lender, including analysis and presentations of requirements and the compilation of an individual lending submission as may be required. Directly with the clients’ bank or lender; Product, Rate and Fee re-negotiations are also handled, using extensive current market knowledge.
• Consult directly and meet with clients’ accountant, solicitor, financial planner, real estate agent or other professional adviser to arrive at the most appropriate borrowing solution.
• Full overview and critical assessment of suitability of written offers for finance from any Australian lender undertaken on request.

Professional consulting to clients is generally provided on a time-based fee for service approach.  Each project is quoted individually and agreed with clients based on the complexity and expected timeframe before entering into any arrangement.

Initial consultation is free for clients.

Accountants, Solicitors, Financial Planners, Real Estate Agents, Builders and other professionals including Finance Brokers (Australian Credit Licence holders and their Authorised Credit Representatives) can utilise our services to provide specialised lending support:

• Assistance with loans for clients of Credit Representatives with a restrictive panel of lenders (i.e. non-panel lending) or to assist with areas outside of their normal experience or expertise.
• Full analysis for self-employed clients’ financial information and tax returns and assessment for different lenders.
• Consulting and loan advice for all mortgage construction lending for investors, builders and developers, including multi-unit. Full lending analysis and submission undertaken on clients’ behalf.
• Consulting to builders and their clients for general residential and any specific construction lending needs.
• Completion of written Lending Plan and assistance with other professionals on the completion of a formal Business Plan where required by small business owners.
• Broker Supervision services (subject to formal approval of candidate and all applicable ASIC Licence requirements) for “new to industry” finance brokers/Credit Representatives without the required two years’ experience.

Professional consulting services to other professionals is generally quoted on either an individual project or time-based fee for service arrangement. Commission and/or fee splitting is also an available option for many projects. Please contact us discuss your needs.

No financial advice is provided. We are fully licensed to provide Credit Advice (lending/finance broking advice) only. No investment or taxation advice will be provided.

We are able to liaise directly with clients own accountants/ tax advisers and financial planners/ investment advisers for appropriate advice when required.

• No unsecured personal loans are arranged but we can refer you to a lender who may assist.
• Motor vehicle and equipment finance may be arranged through an associated licensed broker we have a business relationship with. We do not provide this service ourselves as we are specialists in mortgage lending.

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