When your bank says no, we provide experience, understanding and compassion with many available home and commercial loan options.

If you no longer trust your bank to give you the right advice (and who can blame you with the evidence presented to the Royal Commission), consider obtaining the services of someone eminently qualified and experienced to guide you.

Finance Consulting Group is an Australian licensed provider of Credit Assistance (finance broking) for all types of mortgage loans, including residential home and investment, commercial and full construction lending from a range of bank and non-bank lenders.

Our goal is to provide a suitable, appropriate and flexible solution to your financial requirements. Initial consultation and a “needs analysis” is free to prospective clients.

We specialise in mortgage loans for all small and medium-sized business owners, the self-employed and PAYG clients.

All types of income can be considered: wages and salaries (including packaged incomes, car allowances, commissions, bonuses etc) for full-time, part-time and casual employees.

If you are juggling repayments from multiple debts such as credit cards, personal loans, car loans, ATO debts, or business debts, we can help with debt consolidation into a single mortgage secured loan.

We are licensed to deal on our clients’ behalf with any Licensed Australian lender and have direct access to true Regional Banks (as well as the subsidiary banks of the majors), small banks, non-bank lenders, mortgage managers and private funders. A number of these may not be available to finance brokers with a restricted panel of lenders.

Full construction lending including single and multi-unit construction loans for investors and developers. We have a strong client base of builders and investors who appreciate the one-on-one service provided to them for each new project.

Loans to Registered Builders for their own construction needs (or those of their clients wishing to build who have special construction finance requirements).

Loans to owner-builders to start or complete their home. We have extensive experience in the Owner-Builder area in Victoria and can often assist when others have said “No”.

First home buyers are provided with experienced and professional guidance from someone who fully understands all the issues involved and has done this numerous times since the 1980’s. This can certainly remove a lot of the usual stress and anxiety involved with looking to buy your first home.

Looking to buy and then sell? We can assist when you have found a home to buy without having sold your own at the time of the purchase.

Non-conforming and credit impaired mortgage lending from specialists who can help when the banks won’t (or you simply fail their computer score or serviceability model).

Loans to non-permanent residents of Australia and Australian residents living/working overseas have been severely restricted by banks and many lenders.  Please contact us to discuss your own situation. 

Factoring of debtors (disclosed and undisclosed) as well as unsecured small business cashflow loans are available for selected industries and business types.

Extract equity from property for other uses (also commonly called ‘Equity Release’ or ‘Cash Out’ loans).

Private Mortgages, Development Project Finance and short term Caveat Loans from funders are still available for company and business loan borrowers.

Ready to discuss your mortgage loan needs? Initial consultation and “customer needs analysis” is free to prospective clients.