First Home Buyer Assistance

When buying your first home, there is a lot information to comprehend. When dealing with real estate agents, marketing companies, and property sellers, sometimes you receive conflicting information. The requirements for lending will vary depending on the size of your savings, deposit, family income and commitments. It’s not something you want to get wrong.

Seeking the advice of an experience broker will help you secure a more competitive deal for finance. You won’t get this by asking your local bank branch, as there is no incentive for a banker to tell you (or even know about) another bank’s competitive offer.

How we can help first home buyers

We supply experienced hands to help and guide first home buyers towards what is required, including:

• How much you can borrow for your purchase based on your current or future income(s),
• How much minimum deposit is required,
• Can a parental guarantee be used (and is this a wise option for you and your parents?),
• What are the expected loan repayments,
• How can a mortgage offset account help?
• Are there lenders offering lower rates and better service than the major banks?

Ready to get started? Get in touch with Philip Pay on 0439 400 497 or email to find out how Finance Consulting Group can support your loan application.